Dear Parents, Student Loan Caps are Decreasing

Dear Parents, Student Loan Caps are Decreasing

Published on: 03/08/2026

The 2026 "One Big Beautiful Bill Act" has changed the cap limits for federal borrowing for college. With new annual and lifetime caps on Parent PLUS loans, families must shift to active financial planning. NewBeginnings offers strategies.

Federal Student Loan ChangesStudent Loan Repayment
Connecting the Dots in Your Student Loan Strategy as we Transition Away From the SAVE Plan

Connecting the Dots in Your Student Loan Strategy as we Transition Away From the SAVE Plan

Published on: 28/07/2026

Navigating the student loan transition from SAVE to RAP? Don't settle for generic advice. NewBeginnings provides tailored, individualized repayment strategies to help you reach your financial goals.

Federal Student Loan ChangesStudent Loan Repayment
Parent PLUS Loans: June 30th Will be Your Last Chance for Income Driven Repayment & Forgiveness Options

Parent PLUS Loans: June 30th Will be Your Last Chance for Income Driven Repayment & Forgiveness Options

Published on: 10/06/2026

Learn how a school employee consolidated her Parent PLUS Loans, saved $750/month, and unlocked $176K in student loan forgiveness. See how NewBeginnings can help you take advantage of the critical June 30th deadline!

Federal Student Loan ChangesStudent Loan Repayment
2026 Changes to Student Loans - What Parents & Students Need to Know

2026 Changes to Student Loans - What Parents & Students Need to Know

Published on: 20/04/2026

Massive 2026 student loan changes. Learn how strict new caps on Parent PLUS loans, the elimination of Grad PLUS, and fewer flexible repayment options will impact your family's college funding. Discover the strategic steps to plan ahead.

Federal Student Loan Changes